Financing solutions / Property Improvement Financing / Home Improvement Loans
Home Improvement Loans
Financing to help home owners complete essential repairs, renovations, and upgrades that enhance their home’s comfort, functionality, appearance, and long-term value.
Benefits
Affordable repayment options
Fast application process
Flexible financing solutions
Professional customer service
Financing tailored to your project
Trusted by homeowners across Jamaica
Suitable for
What you can finance
Why choose a Home Improvement Loan?
Don’t delay the work that matters
Improve your home’s comfort, appearance and value without having to delay important projects.
Our financing solutions are ideal for both planned renovations and unexpected repairs.
Improve your property with confidence
Practical financing, professional service
Whether you’re renovating a single room or upgrading your entire property, First Union Financial offers practical financing solutions with competitive repayment options and professional service to help you complete your project.
Before you apply
What you’ll need
TRN
Tax Registration Number
Identification
Valid Jamaican government-issued ID
Photographs
Two passport-size photographs
Employment
Job letter and/or employee ID
Income
Last three months’ payslips or other acceptable evidence of income
Banking
Last three months’ bank statements or transaction printouts
Proof of address
Document in the applicant’s name, no older than three months
Project cost
Contractor’s estimate, supplier quotation or detailed breakdown of the proposed improvement costs, where possible or necessary
Security
Property, motor vehicle or other acceptable collateral, where applicable
Ready to improve your home?
Take the first step toward enhancing your property today
Start your application in a few minutes, or work out your repayment first with our loan calculator.
The amount you qualify for is determined by an assessment of your financial standing. Requirements are confirmed by a loan officer during your application. First Union Financial Company Limited is licensed under the Microcredit Act.