Loan calculator
Work out your repayment before you apply
Use the calculator below to estimate what a loan would cost you each month. Enter an amount and a repayment period within the published limits for the product you are interested in, then adjust either figure until the monthly payment is one you are comfortable committing to.
Seeing the numbers before you apply makes the conversation with a loan officer a much shorter one, and helps you borrow an amount that fits your budget rather than one you have to stretch to meet.
Estimate your repayment
Loan calculator
J$10,000 to J$2,500,000
1 to 42 months
Either option adds to the interest rate applied
Estimated loan payment
- Loan amount
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- Total interest charged %
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- Interest amount
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- Total repayable
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- Number of payments
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An estimate only. This is not an offer of credit and does not represent final approval. Figures exclude any applicable fees.
Apply for loanProduct limits
What you can borrow, and for how long
Stay inside these limits when using the calculator. The amount you qualify for is determined by an assessment of your financial standing.
Micro Personal Loans
Up to J$750,000 · up to 18 months
Micro Business Loans
Up to J$2,500,000 · up to 42 months
Property Improvement Financing
Up to J$1,000,000 · up to 12 months
Comfortable with the numbers?
Apply for a loan
Start your application online in a few minutes, or speak with a loan officer at any branch or authorized agent islandwide.
This calculator provides estimates for guidance only and does not constitute an offer of credit. Your interest rate, repayment amount and any applicable fees are confirmed in writing on your promissory note or loan agreement following assessment. First Union Financial Company Limited is licensed under the Microcredit Act.