Financing solutions / Micro Personal Loans
Micro Personal Loans
Flexible financing solutions designed specifically for employees who require financial assistance for personal goals, emergencies and lifestyle needs.
Whether you’re planning a vacation, managing unexpected expenses or simply need additional financial flexibility, First Union Financial has a financing solution designed for you.
Financing solutions
Three ways to borrow as an employee
All three are available under the Micro Personal Loans programme. Requirements are the same across them — see below.
Employee Personal Loans
Flexible financing designed to assist employed individuals with a wide range of personal financial needs.
Suitable for
- Household Expenses
- Medical Expenses
- Education
- Debt Consolidation
- Personal Purchases
- Special Events
Payday Loans
A short-term financing solution available under the Employee Personal Loan programme, designed to assist employees who require immediate access to funds before their next salary payment.
Ideal for unexpected expenses or temporary cash flow needs.
First Union Financial Travel Wallet
Travel now and repay over time with our affordable travel financing solution.
The First Union Financial Travel Wallet allows eligible customers to finance vacations, family travel, business trips and other travel-related expenses without relying on high-interest credit cards.
Suitable for
- Family Vacations
- Holiday Travel
- Business Travel
- International Trips
- Weekend Getaways
Before you apply
What you’ll need
What you’ll need to apply
To apply for any Micro Personal Loan solution, you will need:
- Government issued identification (ID)
- TRN
- Proof of address
- A valid email address or mobile number
- Last three months’ pay slips
- Print out of your bank statement for the last 3 months
- Job letter or staff ID
How to apply
- Choose the financing solution that fits and review the requirements above.
- Open the Apply Now form and submit your initial information.
- A First Union Financial representative will contact you regarding documents and next steps.
Work out the repayment
See what a loan costs before you apply
Enter an amount and a term in the loan calculator to estimate your repayment, or speak with a loan officer at any branch.
Ready to apply?
Apply online in a few minutes, or visit any branch or authorized agent islandwide.
Maximum financing amounts and repayment terms shown are the upper limits for the Micro Personal Loans programme. The amount you qualify for is determined by an assessment of your financial standing.